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Yoba S.A.

Fintech sector: Consumer Finance

Country of incorporation: Finland & Sweden

Year of incorporation: 2005

Team names, roles
and company contact

Mr. Jarno Partanen, Chairman

Mr. Atte Suominen, Group CEO

Mr. Henri Rouvinen, Group COO, Head of Nordics

Mr. Nickolaus Karlsson, Group CRO 

Elevator pitch

Yoba is an active Financial Technology company with a profitable financial track record with 35% CAGR.

We are experts in lending money to customers.

We have served over 350.000 customers in Sweden and Finland since 2005.

Our strategic cornerstones are

a) strong organic growth

b) expanding our offerings

c) international expansion

d) growth through strategic partnerships.

Problem solved

Both consumers and SMEs value easy and superior customer experience. We reduce the lead time of the whole customer process.

Solution / technology

Fully automatised & digitalised processes. Customer value our easy, fast and high-quality customer service in all our touch points. We have our own in-house developed IT-system and state of the art scoring system. 


We are the first online lending company in the Nordics. We have our own technology platform. Our approach is to collaborate with traditional banks and other serious players in financial industry. We are expanding our business to new services, products and markets in 2019.

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